What is changing, and what it means for exposure.

UPDATE 10 November 2026 Press Release: ISARR launches CORTEX at Lloyd’s of London Intelligence infrastructure for geopolitical and security risk, developed through the Lloyd's Lab, is now available to organisations, brokers, underwriters and risk consultancies ISARR Team UPDATE 9 November 2026 ISARR launches CORTEX, the Intelligence Infrastructure for Geopolitical Risk and Security ISARR launches CORTEX, the Intelligence Infrastructure for Geopolitical Risk and Security at The Old Library, Lloyd’s. ISARR Team UPDATE 3 November 2026 ISARR to launch CORTEX on 5 November 2026 Intelligence infrastructure developed through the Lloyd's Lab gives organisations, brokers and underwriters a common, evidenced foundation for understanding changing geopolitical and security condition ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS The intelligence paradox Underwriters have more intelligence than ever and no more hours to use it. An illustrative morning shows where the time goes, and why the fix is infrastructure. ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS Why specialty insurance feels it first Specialty risk spans many locations at once and changes during the policy year. Five underwriting questions show why the research burden falls hardest here. ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS Three waves of insurance intelligence Risk intelligence moved from data to expert interpretation to infrastructure. The third wave does not replace analysts or advisers; it gives them more reach. ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS What intelligence infrastructure actually means Intelligence infrastructure is a specific idea, not a label for AI in insurance. What it is, what it is not, and five questions that tell the difference apart. ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS Should insurers build intelligence infrastructure? Most specialty insurers will gain more by deploying intelligence infrastructure than building it. Time, rare expertise and the opportunity cost explain why. ISARR Team ANALYSIS 2 November 2026 INTELLIGENCE AND OPERATIONS The bridge: one evidence base for broker and underwriter Brokers and underwriters often research the same risks separately, then reconcile the differences. A shared evidence base could remove much of that friction. ISARR Team

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